Real estate tax law
Posted by admin in sydney real estate on 01 31st, 2011
Real estate tax law from Power Tax Relief. http://www.Power-Tax.com offers IRS debt settlement and resolution, wage garnishment relief and bank levy help services. Reduce your IRS Tax Debt: Real estate tax law. Visit http://www.Power-Tax.com today or call 800-700-6948 for more information about Real estate tax law. irs tax debt relief, irs offer in compromise, tax offer in compromise, tax late fees, irs late fees, irs wage garnishment, back taxes, irs tax lien, income tax attorney, federal tax relief, tax debt relief, irs debt settlement
Duration : 1 min 8 sec
read comments (0)The Versatile Investor | Toronto Rent To Own
Posted by admin in sydney property rent on 01 31st, 2011
http://www.theversatileinvestor.com
Mark Loeffler, author of Investing in Rent-To-Own Property, talks about the benefits of investing in rent-to-own properties.
Duration : 2 min 2 sec
Sydney Brisbane Barista School Coffee Course Classes Training
Posted by admin in sydney property on 01 31st, 2011
www.sydneybaristaschool.com.au coffee training classes and courses in Sydney and Brisbane. All classes $75. Australia's largest barista trainers. coffee course Melbourne, coffee course Sydney, coffee course Brisbane, coffee course in Melbourne, coffeeschool, coffee course in Sydney, coffee course in Brisbane, coffee training Melbourne, coffee training Sydney, coffee training Brisbane, coffee class Sydney, coffee class Melbourne, coffee class Brisbane, coffee classes Sydney, coffee classes Melbourne, coffee classes Brisbane
Duration : 1 min 34 sec
kansas city investment property
Posted by admin in property in sydney on 01 31st, 2011
Kansas City investment property. Address is 1840 E 82nd.
US Cash Flow rentals provides fully rehabbed turnkey cash flow rentals nationwide. This project is one of several in Kanas City MO.
See more investment property like this at www.UScashflowrentals.com
Duration : 3 min 25 sec
4 Parts to Developing a Direct Marketing Strategy
Posted by admin in buy property sydney on 01 29th, 2011
Statistics show that more than 40% of businesses fail in the first year and a further 80% of those remaining are out of business within the first 5 years of operation. How are you going to stop this from happening to your business? You need to be equipped with the latest weapons, tactics and strategies that will help you to not only succeed but to dominate your prospective market.
Part One: Have the Right Mission
Most small to medium size businesses enter the battlefield with the wrong mission in mind. They go in targeting too much of the market at once and they get destroyed before they have a chance to establish equitable trade. Strategic marketing is NOT trying to dominate the whole market but rather target narrow niche markets. Do you have a multi-million dollar advertising budget? If you don’t, you will not succeed in reaching and appealing to your whole market at once. This is what the large corporations do. They spend millions of dollars on branding to get their identity well know in the market place. You need a targeted marketing strategy so you can better reach and engage your niche markets. A niche market is a small slice of the market which has a specific need that your products and services can provide for. For example, if you’re a home loan brokerage, your niche market or audience would be people looking at reducing their debt or people looking to move into their first home. If you were an Appliance store, your optimal audience would be people looking for certain brands. By conducting targeted marketing campaigns you will generate more business for every dollar you spend on advertising. One crucial thing about target marketing is you should never enter the battlefield of business without knowing what niche markets you are going to target. You need to do the necessary research, as a standard due diligence practice, to define what niche markets you can target and how you are going to appeal to them. Your previous clients hold the key to unlocking extremely useful information. One way of getting this information is by conducting incentive driven surveys. If you conduct a survey with the right questions you will be able to discover the character and motivations of your ideal audience.
Part Two: Use The Best Weapons
There are many businesses trying to win this war by using old and ineffective weapons or marketing tools. A strategic marketer knows he always needs to keep using the most appropriate weapons to target the market. If he doesn’t do this the enemy will capture that market before he does. Statistics show over 15 million Australians are now using the internet. When you are researching, what do you normally do? Go to Google.com or Yahoo.com? A large number of these 15 million Australians will always do their research before they buy and normally the first place they go to is a search engine. If you have an effective marketing web site you should be trying to channel as much traffic into your web site as possible from search engines. In the past it has been very difficult to get to the front page of a search engine. Now, you can get to the number one page of Google and Yahoo within 5 minutes. There is an advertising concept that has been developed by Google and Yahoo called ‘Pay Per Click’ advertising. By setting up a Pay-Per-Click advertising account you will be able to channel highly targeted traffic into your web site. The best thing about this form of advertising is that you only pay for each click into your web site which is helpful for businesses that have strict advertising budgets. The way to get the best results from this form of advertising is by setting up highly targeted ads that are only displayed when your market audience types in specific keywords in the key search engines. If you do this you will know that the people visiting your web site are interested and proactively searching for what you offer.
Part Three: Keeping the Enemy at Bay
There are a lot of people on the battlefield so this is why you need to fight off the enemy from taking your customer base. Competition is good, it forces you to be innovative and efficient about how you approach your market. If you don’t give your customers good reason to stay with you, your competitors will give them a reason to leave. So this is why it’s critical for you to keep closely connected with your previous clients. Have you heard of the 80/20 principle? 20% of your clients will produce 80% of your revenue. This is why you shouldn’t spend your entire marketing budget on generating new clients but making old ones happy so they keep coming back to you for more.
The big battle in business is getting the customers mind share. When you think hamburgers, what is the first business that comes to mind? McDonalds, Hungry Jacks? These businesses are always battling for mind share. If you can get mind share you will know your previous clients will always go back to your business when they are in need. One thing you have that will help you to gain more mind share from your customers is your intellectual property. If you are an industry expert you should have a lot of useful information that is relevant and desired by your market. By constantly giving this useful information to customers, they will know you are the leading authority in your industry. There are many different ways of doing this; one is by sending out a newsletter to your client database on a regular basis. Lots of businesses do this but they send out promotional information rather than useful information. People don’t like promotional material because they class it as junk mail. What businesses should be doing is not selling but giving. By frequently sending out a newsletter that shares useful tips, ideas and articles you will help clients realise you are valuable to them. Think about this – where will people go next when they need what you sell? A business they don’t know or trust? Or a business that regularly keeps in contact with them and is always giving out valuable and useful information?
Part Four: Raise Up An Army
The more man power you have the more chances you are going to have of staying ahead of the competitors in the battle for mind share and market dominance in your niche. You need to raise up an army of soldiers who are willing to go into battle with you. We have all heard it said that the most powerful way of generating business is through referrals and word of mouth. But did you know that there are strategies you can use to fuel word of mouth business like a fire. Within your customer base there is a group of clients that are constantly talking about you and indirectly continue to generate more business and profit for you. Who are they? Have you singled them out? Do you have incentives that will motivate them? Are you training them on how they can do this job better? In the world of marketing this group of people is known as your affiliates. The more focused attention you spend on them the more money they will put in your pocket. One way of getting your army of affiliates motivated is by offering them a decent incentive for sales they get you. If they are generating business for you, imagine how much business they will create if you motivate them with incentives. There are many different incentives you can offer, but the number one incentive that motivates best is money. And the more money you offer, the more motivated they will be. You also need to consider training this army so they can be more effective in bringing you more leads and referrals. Imagine sending an army out to battle without the necessary training required, they will not succeed. It is in your best interest to train your affiliates to be more effeopy of the report ‘7 Marketing Secrets’ ($129 Value) at www.responsedriven.com.au
The Right Way To Conducting Direct Mail Marketing
Many marketing campaigns conducted by businesses today are often a very ‘hit and miss’ affair. The fundamental reason why marketing campaigns fail or prove ineffective is because most businesses try and say everything to everyone instead of something to someone. If you want to get the best possible response from your advertising budget you need to target a niche market. A niche market is a group of people for whom a business develops and delivers a service that specifically fits the needs and problems of that group. People don’t buy products and services, they buy solutions to the problems and frustrations they are experiencing. For example, people pay for a gym membership so they lose weight or someone will buy a security alarm system because they want to eliminate the fear of their possessions being stolen. If a business can formulate a message that provides solutions to target peoples specific problems and then present it to a group of people who are most likely to respond, you will generate far more results as the message is designed specifically for the problem.
How to get the right message to the right market
One way to get the right message to the right market is by using a direct marketing list. You can acquire a direct marketing list based on the demographic profile of the customers who normally buy from you. By doing this you can get your message to people who are more likely to respond to the solutions you offer. Whether they are young married couples who live north Sydney or business directors who have 40+ employees in the building industry – there are ways to get the appropriate list of the people needing your business.
How to write the right message for the right market
A quality direct marketing list is an important tool but presenting the right message is also necessary. The old way of doing this was the long copy model – long sales letters, A4 brochures and media packs. Unless you have a big advertising budget, this can be an extremely expensive exercise where you rarely get a return on your advertising outlay. The new the way of doing direct marketing is by presenting a short message that defines and appeals to the intended market and then directs potential clients to the web site for more detailed information. The most cost-effective way of communicating a short message to your market is by sending people a postcard. Direct mail postcards are perfect for short copy messages because there is enough space on the card to convey the solution your business offers. The postcard is also an appealing way of directing people to the relevant business line or web site.
Discover how our Direct Marketing Consultants can help to IMPROVE the effectiveness of your advertising campaigns and INCREASE your sales lead generation. Response Driven Marketing is group of direct response marketing consultants who advise and develop highly effective marketing systems for Small-Medium enterprises. Claim your FREE copy of the report ‘7 Marketing Secrets’ ($129 Value) at www.responsedriven.com.au
Jordan R. MUllen
Real Estate Investing For Beginners
Posted by admin in sydney real estate on 01 28th, 2011
Learn how to build wealth with real estate. You will receive everything you need to get you started now, even if you don't have any money!
Duration : 7 min 38 sec
Villas For Rent In Cyprus- How to Get Them
Posted by admin in sydney property rent on 01 28th, 2011
Invest for villas at http://www.FireHouseArt.net where available villas for rent in cyprus id offered.
Duration : 2 min 35 sec
Nashville Lakefront Property Search
Posted by admin in property in sydney on 01 28th, 2011
If you are in the market for waterfront property in the Nashville TN area then check out our home search at http://www.sstrickhausen.com
Prices range from $2,000 to over $9,000,000
Duration : 1 min 11 sec
How to Get More Than the Asking Price for Your Property
Posted by admin in buy property sydney on 01 28th, 2011
How to Get More Than The Asking Price For Your Property
When the number of real estate buyers is greater than the number of available homes, real estate property values usually go up. It’s an ideal environment for sellers because buyers are forced to compete, and properties usually sell quickly – often for even more than the asking price!
But as more properties go on the market, buyer competition subsides. Prices level out, and eventually drop. Most assume this is a bad time to sell a home. But in fact, it can be the best time for educated sellers to tap into a little-known market, using the creative power of seller financing.
A seller’s best strategy
With the help of a professional Note Finder, a seller can open the doors to buyers normally locked out by traditional financing. A so-called “down market” is the ideal time for resourceful sellers to target the millions of people who can’t get funding. These buyers are often willing to pay more in order to buy a home without traditional financing.
The seller sets the price, determines and accepts a down payment, and then finances the remaining balance. The buyer gets a home without having to fully-qualify for a traditional loan. It’s a favorable situation for both seller and buyer. And while this “outside of the box” form of financing can seem a bit daunting, it can happen very smoothly and easily with the knowledge, experience, and guidance of a professional Note Finder like me.
Here is an example: If the seller wants $100,000 for the property, and the buyer gives the seller $10,000 cash, the seller will finance the balance of $90,000. The buyer and seller would then agree to the terms, such as the interest rate and the total term, and use an attorney to create the mortgage document and close the deal. From that point on the buyer sends the seller monthly payments for the house he has just purchased.
A great opportunity for sellers
The whole process can really be that simple. But there are some substantial differences between a seller-financed deal and one that relies on traditional bank funding.
First of all, the seller will not receive a large one-time payment at the time of the sale. In fact, she will only receive the down payment. Since many home sellers are also looking to buy another property, the seller may need to get enough at closing to pay her down payment. Without this payment, the seller’s hands could be tied when she looks to purchase another house. There is a common solution to this issue that offers the potential for even MORE money to the seller!
Note Finders specialize in helping new mortgage holders sell newly-created notes for a lump sum of cash. In the end, seller financing could be used to sell property at a higher price than expected and the sellers could get the money they need. Essentially, sellers can “have their cake and eat it too.”
In summary
Step #1: Use the seller-finance option to find unique customers willing to purchase at a higher price than would have been possible otherwise.
Step #2: Decide on the terms of the deal and create the note to complete the real estate transaction quickly.
Step #3: If the property seller needs immediate cash, contact me to help locate a buyer for the new mortgage note. The person who buys the future payments from the seller will likely provide the funding to act as a down payment on a new house and every party involved in the deal comes out smiling.
Equity attracts Note Buyers
One key to liquidating a seller-financed mortgage is found in the property’s equity. The equity in the private note essentially acts as a “safety net” for the Note Buyer, in case there is a problem collecting the payments. So note buyers find deals with strong equity more attractive.
Remember, a Note Buyer is purchasing monthly payments secured by property. If the property is worth more than the remaining balance of the note, the buyer could seize the extra value in a foreclosure situation by reselling the property. This allows the new Note Holder to recoup his initial outlay and receive the additional equity.
Most Note Buyers will do a quick equity check before looking at any other information. By first determining the note’s Loan-To-Value (LTV), buyers can decide whether to dig deeper or move on. The LTV is calculated by comparing the balance of all of the loans to the value of the property.
Two equity examples
To illustrate, let’s consider two houses, each valued at $100,000. One home has loans of $95,000 and the second home has loans of $70,000.
The first home has an LTV of 95 percent (95k/100k = 95), indicating only 5 percent equity (100 – 95 = 5).
The second home has an LTV of 70 percent (70k/100k = 70), showing 30 percent equity in the property (100 – 70 = 30).
Clearly, most buyers will not be as interested in the note on the first home because there is virtually no protective equity. In this situation, the buyer of the note would want to discount the note purchase a fair amount to make up for the fact that there is little equity.
The second note with 70 percent LTV will require less discounting, and the Note Holder will receive a larger portion of their note as compared to the note balance. This is because the Note Buyer stands to benefit from holding a substantial amount of equity in the property (30 percent) if the Payor were to default on their obligation.
How Does Down Payment Affect Note Value?
For many Note Buyers the amount of the initial down payment at the time of sale can make or break a note deal. The down payment is applied directly toward principal, creating instant equity in the property. Accordingly, most Note Buyers want to confirm the amount of the down payment up front.
With no down payment, it would take many years to build a meaningful amount of equity in the property. Take a look at the following example that illustrates this point.
House #1: valued at $100,000, with a down payment of $20,000 made at the time of sale.
House #2: also valued at $100,000, but with zero down payment made at the time of sale.
The note on House #1 has $20,000 in equity. No down payment made on House #2 means that there is no equity in the property before the first monthly payment is made.
Consider how much “upfront” money there is
Assuming that House #2 was sold for $100,000 with a 30-year note amortized at 8 percent interest, it could take years to build $20,000 in equity.
Because the Note Holder’s purchase is protected by the equity in the property, the amount of the down payment is an important consideration. With the zero down note on House #2, the Note Buyer would need to apply a larger discount in order to make it a fair deal for him. On the other hand, while the note on House #1 is secured by a $20,000 down payment and has substantial protective equity even before the first monthly payment, it would cost the Note Buyer a lot more.
Almost any note deal can be a good deal… for everyone involved
A strong down payment lends a side benefit related to having protective equity. When a large down payment is made at the time of sale, that person is more likely to be committed to owning the house and keeping up with the note payments. Seller-financed deals with zero down payments are very attractive to first-time home buyers or others without a large nest egg saved – but it can be riskier for the Note Buyer. So the educated Note Buyers can offset this risk by increasing the discount on low or zero down payment notes.
Remember, even a note created without a down payment can be a sound purchase. The key is to look at each situation individually and to establish a fair price based on the specific note.
Even when liquidating private mortgages at a discount, Note Sellers still get to receive a lump sum of cash immediately instead of waiting years – decades, even – before the debt owed to them is paid.
The bottom line is that a qualified professional Note Finder can bring a benefit to both parties – the Note Holder and the buyer. In the end, when a deal is struck, everyone wins and ends up in a stronger financial position.
How Creative Home Sellers Have The Advantage
Creative home sellers offering seller financing can often sell their houses faster in a slow market – often at a higher price! In the process, these sellers act as the “bank,” and begin to receive monthly payments instead of a lump sum of cash.
So what happens when those offering seller financing need an immediate lump sum of cash instead of scheduled future payments? Locating a buyer for the newly-created cash flow could be the answer.
To get the money they need, sellers that offer financing could sell the future mortgage payments they are set to receive.
How sellers get quick cash for their notes
This process can be streamlined when the savvy home seller lines up a buyer for the payment stream before the note is even created. This way the property seller could have a buyer for the payment stream ready to make the purchase as soon as the new private mortgage is created. Once the closing and the note sale are complete the seller will have the money she needs for her next home.
Finding the buyer for the seller-financed mortgage is the tricky part. Buyers won’t line up at the door. In fact, they don’t often browse the newspaper or the web looking for people with notes to sell. This is where the professional Note finder comes in!
Note Finders are real estate professionals that specialize in connecting the people who create notes with those who buy them.
While I do not assist with the creation of a note, I can provide general recommendations about the types of terms that are attractive to Note Buyers. With my knowledge, experience, and connections within the secondary finance industry, I can save home sellers a lot of time and effort when liquidating a note. Most importantly, I can help locate a buyer for your note and make the process smooth and easy.
When working with a property seller who needs a lump sum of cash immediately after selling real estate, contacting a finder like me early in the process of creating the real estate note makes sense.
By involving a Note finder before a note is created, the property seller can receive valuable input about the payment characteristics that Note Buyers prefer.
And for any completed seller-financed deals, a qualified Note finder can help Note Holders obtain a large amount of cash in exchange for future payments.
Greetings,
I specialize in developing creative cash solutions; namely, I help note holders receive a lump sum of money in exchange for their secured real estate notes. I can also show home owners how to sell their property with seller finance.
Once a real estate note is created, it can be sold for cash shortly after the close of escrow. Existing notes can also be sold to achieve cash liquidity.
Additionally, if you are looking to purchase a paper asset for your own portfolio, I have the resources to show you many viable opportunities.
If you are an attorney, CPA, real estate agent, mortgage broker, title agent or escrow officer, I can assist you in helping your clients realize quick sales of hard-to-sell properties through the use of private financing.
If you would like to learn more about the creation and/or sale of secured private notes, please contact me directly.
Sydney Griecci
sydney@smilingdogenterprises.com
Blog http://www.smilingdog.net
Sydney Griecci
what are the best sites to look for rental property around Sydney Australia ?
Posted by admin in sydney property on 01 28th, 2011i would like to live within a 15 mile radius of Sydney city any sites or agents you know of would be helpful Thanks!
Hi there 
I’m from Sydney and one of the worst things is how EXPENSIVE it is!!! Also, there is a huge lack on rental properties at the moment, so be prepared to look around for a while and line up with 50 other people to inspect properties! People are actually bidding on rental properties. If you’ve got $$$ you’re fine, but if yo’re looking for something cheaper, try a share house or going further out of the city (like 1 hr)
That’s not to put you off though, it is a beautiful city and the people are great!
So – the best sites would be:
www.realestate.com.au and www.domain.com.au
You’ll need an idea of which suburbs to look in as typing Sydney will be too broad… have a look on google maps and zoom in on Sydney to get an idea of suburbs close to the city. The inner west is nice, as is the north side. Also, on those websites you will find contact details for actual agents in the area where you choose to search.
Good luck.
